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What are you aiming for?

A solid retirement plan could be the foundation of your financial freedom. It can bring your dreams for tomorrow into focus—and allow you to better enjoy today. Here you’re able to form your plan and invest the way you like, which could mean having an expert manage things for you, getting personal advice now and then, or doing it all yourself.

A solid retirement plan could be the foundation of your financial freedom. It can bring your dreams for tomorrow into focus—and allow you to better enjoy today. Here you’re able to form your plan and invest the way you like, which could mean having an expert manage things for you, getting personal advice now and then, or doing it all yourself.

How do you want to get there?

  • Advised Accounts

    Work with a seasoned expert.

    Whether you’re just starting to plan or you’ve already mapped out your retirement, a financial advisor will get to know you and learn what’s important to you—financially and otherwise. They’ll build a long-term investment strategy with you, and help you manage it as your family, income and other circumstances change over the years.

    • Open an advised account with $25,000 or more.
    • Talk with our advisors by phone; no appointments necessary.
    • Get regular updates of your progress and investment performance.
    Learn More

    Call 1-855-676-2344
    to talk about teaming up. Monday–Friday, 8 a.m.–9 p.m. ET

  • Advised Accounts

    Get a digital portfolio with a human touch.

    Capital One Advisors Managed Portfolios are diversified sets of ETFs you can access online anytime, but never need to maintain or rebalance yourself. A sophisticated algorithm keeps your Managed Portfolio aligned with your investing approach, so your holdings stay balanced as markets fluctuate over time.

    • Open a Managed Portfolio with $25,000 or more.
    • Pay only 0.9% of your assets under management annually.
    • Call our phone-based financial advisor team with questions.
    Learn More

    Think a Managed Portfolio
    might be right for you?

    Call 1-855-676-2344. Monday–Friday, 8 a.m.–9 p.m. ET

  • Advised Accounts

    Call the shots on your retirement.

    Start putting your plan in place in just a few clicks or taps. Our straightforward tools and research make finding investments and building a portfolio easier than you might think. Plus you can check in on things—and see market news, place trades and more—by computer and mobile app virtually anytime, anywhere.

    • Open an account with any amount—there’s no minimum.
    • Talk with a Retirement Specialist about your situation and goals.
    • Trade equities for $6.95. (Low-priced securities and other orders may be extra; see our pricing and rates.)
    Open Your Account
    We’ll add up to $600 to your funds.1
    Bonus With Deposit, Transfer and/or Rollover to a New Online Account
    $600 $200,000+
    $300 $100,000+
    $200 $50,000+
    $100 $15,000+
    $50 $5,000+

Seize the day—and you might have more in retirement.

Whether you invest with an advisor, in a Managed Portfolio or on your own, your assets could rise over time. (There are no guarantees, of course.)

Years
Monthly Investment
-
$
+

This chart illustrates a hypothetical investment of $100 a month, over a period of 38 years and with a fixed 5% rate of return. It is not a guarantee of future performance and does not represent any particular investment. Actual returns will vary with investment selections and changing market conditions. There are risks associated with the stock market, including the risk of loss. Calculations do not include federal or state taxes, inflation or trading costs. If such expenses were included, results would be lower.

Seize the day—and you might have more in retirement.

Whether you invest with an advisor, in a Managed Portfolio or on your own, your assets could rise over time. (There are no guarantees, of course.)

Possible Account Balance

How did we come up with this?

This chart illustrates a hypothetical investment of a month, over a period of years and with a fixed 5% rate of return. It is not a guarantee of future performance and does not represent any particular investment. Actual returns will vary with investment selections and changing market conditions. There are risks associated with the stock market, including the risk of loss. Calculations do not include federal or state taxes, inflation or trading costs. If such expenses were included, results would be lower.

Retirement questions? Ask one of our specialists.

Call 1-855-676-2344

Monday–Friday, 8 a.m.–9 p.m. ET

Ready to do it yourself?

Open an Online Account

Which account fits you best?

Compare IRAs

We think you deserve to know who you're investing with. See our background on FINRA's BrokerCheck.

We're here Monday–Friday, 8 a.m.–9 p.m. ET.
1-800-747-2537



You should carefully consider information contained in a fund's prospectus, including investment objectives, risks, charges and expenses. For a prospectus containing this and other important information, please visit the fund's detailed quote page or contact us. Please read the prospectus carefully before investing.

Diversification does not guarantee a profit or protect against market losses.

Investment products carry risk and there is no guarantee that your established portfolio goal will be met.

1 HOW THE BONUS WORKS

You have two steps to qualify for your cash bonus. First, open a new online Individual Retirement Account (IRA) or Individual, Joint or Custodial account on capitaloneinvesting.com using promo code GET600M17 by the promotion expiration date: 1/31/2018. The promotion is not valid for accounts opened through a financial advisor. You must have a U.S. Tax I.D. (Social Security number) to open a Capital One Investing, LLC, account. Second, make a net deposit, transfer, and/or rollover that posts to your new account within 90 days of opening your account. Your net qualifying assets posted during that 90-day period must be at least $5,000 to be eligible for a $50 bonus, $15,000 for a $100 bonus, $50,000 for a $200 bonus, $100,000 for a $300 bonus, or $200,000 for a $600 bonus. If your net qualifying assets are within $100 of a higher bonus level, you will be credited at that level so you receive a larger bonus. Your net qualifying assets are the total amounts of your deposits and transfers, minus any withdrawals. (Note: the qualifying asset amount isn't affected by any change in value for your securities after they were deposited.) Transfers from an existing online Capital One Investing account, or from a Capital One 360® IRA to an online Capital One Investing IRA, do not qualify. Promotion is non-transferable, not valid for ESAs, and not valid with any other promotion. Limit one bonus per customer or custodial beneficiary.

WHEN YOU GET YOUR BONUS

Capital One Investing will add the bonus to your account within 5–7 days following the 90-day period. The bonus is not available for withdrawal for 180 days after it is awarded to your account. Qualifying assets must remain in the account (minus any losses related to trading or market volatility) for at least 9 months following the 90-day period or your bonus may be reclaimed. Bonus may be refused or recovered if it is determined that you violated Capital One Investing's Account Agreement.

TAXES & YOUR BONUS

Any applicable taxes related to Capital One Investing Offers are the responsibility of the account holder. To the extent required by law, Capital One will report the total value of the bonus with respect to a non-IRA investment account to the IRS on Form 1099-INT for the applicable tax year in which it is paid. Account holders should consult a tax or legal advisor to determine the appropriate tax treatment of this bonus for tax purposes.

For traditional and Roth IRAs, the bonus is a cash award that will be deposited directly into the account holder's IRA and treated the same as investment earnings in the account. The bonus will not be reported to the IRS as an IRA contribution and will be reported when distributed on Form 1099-R the same as the remainder of your IRA balance. Account holders should consult their tax or legal advisor about the treatment of earnings in IRAs, guidelines on IRS contribution limits, and the appropriate tax treatment for this bonus before accepting the bonus.

Investment and Insurance Products Are:

Not FDIC Insured Not Bank Guaranteed May Lose Value
Not a Deposit Not Insured By Any Federal Government Agency


Banking and lending products and services are offered by Capital One, N.A. and Capital One Bank (USA), N.A., Members FDIC. 

Investment products are offered by Capital One Investing, LLC, a registered broker-dealer and Member FINRA/SIPC. Investment advisory services are provided by Capital One Advisors, LLC, an SEC-registered investment advisor. Insurance products are offered through Capital One Agency, LLC.

All are subsidiaries of Capital One Financial Corporation.

© 2017 Capital One. Capital One and ShareBuilder are federally registered service marks. All third-party trademarks are the property of their respective owners.