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What is a joint account?

A joint account is a taxable account (this means interest, dividends and capital gains and losses are reported to the IRS every year) owned by two people.

Capital One Investing℠ joint accounts are joint tenants with rights of survivorship—this means that when one of the account owners dies, sole ownership will be transferred to the remaining account owner without having to go through probate. For more information on the tax implications of this type of account, please consult a financial advisor.

To open a joint Capital One Investing account, both applicants must have reached the age of majority for their respective state of residence.