Electronic Funds Withdrawal

How do I request an electronic funds withdrawal from my Capital One Investing℠ account?

Speed. Convenience. Cost-effectiveness. It sounds like a commercial for a sports car, eh? But, we're actually talking about a sweet process called an electronic funds withdrawal (there's no charge, and it comes with 1-2 business days processing).

If that sounds good to you, let's get started:

  1. Sign in at www.capitaloneinvesting.com
  2. Go to Accounts > Transfer Money > Deposit & Withdrawal (sign in required)
  3. Select the 'From' account (a Capital One Investing℠ account) for the withdrawal
  4. Verify your bank information for the 'To' account (and make updates if necessary)
  5. Enter the Withdrawal Amount, then click Next (I promise we're almost there)
  6. Verify the request details, enter the last four digits of your Social Security number, then click Submit (mission accomplished)

Tip: If you have connected your Capital One Investing and Capital One 360 accounts, you can instantly transfer funds out to your Capital One 360 account. Just select Instant Transfer in the Frequency list.

When will my withdrawal be processed?

The 'Process On date' indicates when the funds leave your Capital One Investing℠ account. Your funds will reach your hands in a few business days. Check out the chart below for exact details:

  • Electronic Funds Withdrawal – Typically, funds reach your checking or savings account one business day after we process your request
  • Check Request – We'll send your paper-check 1- to 5-business days after processing—please allow 15 business days from the processing date for the check to arrive
  • Wire Funds Out – As long as the funds are settled, wire transfer out requests received before 2 PM ET process the same business day

When processing occurs depends on whether any of your funds are subject to any holding periods. Please refer to the table below:

Holding Periods
Funding Method Holding Period
Electronic Funds Deposits 5 business days
Check or Money Order 10 business days
Payroll Deposit No Waiting Period
Wire Transfer No Waiting Period
Proceeds from the sale of stock 3 business days