Wire Transfer Withdrawal

How do I wire funds out of my account?

For a $30 charge, a Wire Funds Out request allows you to have funds withdrawn from your cash balance in your Capital One Investing℠ account and wired to your checking account. Wire requests are processed by the end of the business day following the availability of your funds.

To set up a wire transfer out of your Capital One Investing account, please follow the instructions below:

  1. Go to Accounts > Transfer Money > Deposit & Withdrawal > Wire Transfer (sign in required)
  2. Select the account you want to use and choose Wire money out of your Capital One Investing account
  3. Complete the form presented to you—be sure to verify the account information with your financial institution
  4. Click Next
  5. Verify the request and fill in your Social Security number
  6. Click Submit

Tip: For a withdrawal method almost as fast as a wire transfer (and without the $30 processing charge), consider using our free electronic funds withdrawal.

If your financial institution requires further wiring instructions, then enter the intermediary information provided by your financial institution. (Requests can be canceled up to the processing deadline of 2 PM ET on the same business day).

Checking or savings account information provided when wiring funds out will not change the checking or savings account information associated with your Capital One Investing account.

Important: Wire withdrawals can only be used to request available funds from your investment account into your bank account. If you are trying to transfer assets to an external investment account, click here for instructions.

When will my withdrawal be processed?

The 'Process On date' indicates when the funds leave your Capital One Investing℠ account. Your funds will reach your hands in a few business days. Check out the chart below for exact details:

  • Electronic Funds Withdrawal – Typically, funds reach your checking or savings account one business day after we process your request
  • Check Request – We'll send your paper-check 1- to 5-business days after processing—please allow 15 business days from the processing date for the check to arrive
  • Wire Funds Out – As long as the funds are settled, wire transfer out requests received before 2 PM ET process the same business day

When processing occurs depends on whether any of your funds are subject to any holding periods. Please refer to the table below:

Holding Periods
Funding Method Holding Period
Electronic Funds Deposits 5 business days
Check or Money Order 10 business days
Payroll Deposit No Waiting Period
Wire Transfer No Waiting Period
Proceeds from the sale of stock 3 business days