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How Does the ShareBuilder Plan Work

The ShareBuilder® plan allows you to make dollar-based investments in stocks, exchange-traded funds (ETFs) and mutual funds that you select, and on a schedule that you chose. This is different from the way most stock and ETF purchases take place. Traditionally when buying stocks and ETFs, you decide the number of shares to purchase, and find out the total cost after the fact. With the ShareBuilder plan, you decide amount you'd like to spend instead, and you'll end up buying as many shares as you can afford with that amount - including partial shares. It would be like telling the butcher, "give me $20 worth," instead of, "give me 2 pounds."

Here's how it works:

  1. Pick the securities you'd like to buy and tell us a dollar amount to you'd like to invest in each
    To find securities you want to buy, you can use the convenient in-page tabs (e.g. Top Stocks, Top ETFs, and Mutual Funds) found right in our ShareBuilder plan setup, or head on over to the Research section for an in-depth look.
  2. Next, decide how often you want to invest and pick which Tuesday you'd like it to happen
    It's totally flexible - you can choose to invest whenever you happen to have enough cash in your Capital One Investing account, on a recurring basis, or just once, whatever suits your needs.
  3. Decide how you'd like to pay for your investments
    You can pay for the purchase(s) either straight from your bank account or with money you have available in your investment account's cash balance.

Once you have set up your ShareBuilder plan, we'll automatically follow your instructions, including transferring money (if you asked us to), creating buy orders and executing your trades. If you need to make a change to your investments or schedule, go right ahead and edit your plan as often as you like.

Tip: Changes to your ShareBuilder plan need to be done before 5:00 PM ET on the business day before an investment Tuesday (so, usually Monday, unless there's a holiday). And, make sure to have enough cash available or on the way to cover any changes you've made.