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What You Need to Open an Account

We aren't asking because we're nosy. Securities regulatory authorities, the IRS, and the USA PATRIOT Act guide the information needed to create a Capital One Investing account. You'll be asked to provide the following for any account owner:

  • Full Name - Your legal name, just as it appears on your Social Security card.
  • Date of Birth - We need this for a few reasons. You have to be at least 18 to own an investment account, there are some age limitations for some of the tax-advantaged accounts we offer, and of course, this helps us confirm your identity.
  • Social Security number - This is another one that helps us know who you are. We also pass along tax information to the IRS.
  • Citizenship Status - You have to be a US citizen or resident alien.
  • Employment Information - This surprises a lot of folks! We don't care whether you're employed, but because we're a brokerage, it matters who employs you (especially if that happens to be another brokerage). Keep your employment address and phone number handy, too.
  • Home Address - Your actual home address. If you have a different mailing address, that's fine of course! You can let us know, but we still need your physical address.
  • Day and Evening Phone Numbers - We probably won't call, but if we do, we promise that it's related to your account. We won't call to try to sell you stuff.
  • Email Address - We're online, and this is a great way to keep you up to speed on the goings-on in your account. We also need your email address just in case you ever forget your password (it's okay; happens to us all the time!).
  • Checking/Savings account information to link your new investing account to - Technically, this is optional (you can mail us a check or wire money, too), but it's by far the easiest way to get money to your account so you can start investing!